arrow-1
PRODUCT

[GO] Core Banking

The next-generation banking platform designed ground-up for flexible configuration, automated compliance, CRM, and real-time insights—across multiple entities and in any jurisdiction.

Features

tick icon
SUPER SECURE

From biometrics and third party verification to liveness checking and MFA

tick icon
QUICK TO MARKET

Full native functionality and seamless integration with existing and third party data

tick icon
WORKS EVERYWHERE

API hub built on open architecture for endless integrations

tick icon
CUSTOMER ENGAGEMENT

Unique layer of micro-service targeting and messaging on devices and wearables

Benefits

tick icon
LAUNCH FAST

Hit the ground running in any territory, iterating real-time with full compliance

tick icon
OFFER MORE

Launch full range of accounts on mobile devices and powerful internet portal

tick icon
SCALE SEAMLESSLY

Build your business across territories, products and segments with flexible tech

tick icon
DRIVE SALES

Engage customers where they roam and leverage social media for acquisition

mobile-slider-container

[GO] Core Banking
Modules

Access these Geniusto modules in the [GO] Onboarding product—and grow as needed with our open architecture.
Like the nervous system sending signals throughout your payment ecosystem, [GO] Connect seamlessly integrates core legacy, Geniusto and 3rd party technology.
tick icon

Future-proof your technology systems with open architecture for expansion and growth

tick icon

Endlessly integrate apps and services, building on the 80+ standard included integrations

tick icon

Extend life span of legacy core systems too hard to replace, all with PSD2 directive compliance

tick icon

Connect to domestic ACH/RTP, billing aggregators and international rails like SWIFT, SEPA and more

The next-generation, cloud-based solution for core banking that accelerates time to market—while using customer service to improve business resilience.
tick icon

Multi-entity support and quickly configurable to any national jurisdiction across multiple entities

tick icon

Wide functionality across customer accounts, loans, fees and payment management

tick icon

Retail and corporate accounts, savings accounts, cards, and deposit accounts including Nostro/Vostro

tick icon

Create and match account codes or automate ledger systems straight out of the box

tick icon

CRM system tracks customer data across your institution for enhanced insight and communication

tick icon

Integrate your CRM with the latest innovations for efficiencies and enhanced cost to income ratios

Advanced intelligent customer screening makes compliance a rock-solid given, and advanced monitoring automates crime and money laundering prevention.
tick icon

Real-time risk detection runs on customers 24/7, streamlining your on-boarding and KYC

tick icon

Ensure all jurisdictional compliance requirements are met for AML purposes and smooth operation

Improve credit quality and acceptance rates ad make better onboarding decisions with lightning-fast, neutral risk assessments based on custom parameters.
tick icon

Combine internal and external data for scoring of prospective and existing customers

tick icon

Accelerate sales and processing times without exceeding risk or regulatory parameters

tick icon

Fully configurable and low code for non-developers to create fields and scoring matrix on the fly

tick icon

Adjust score parameters to match regional regulatory parameters and ensure compliance

Analyse and communicate existing databases and new data as it’s generated—all synchronised—for product optimisation, compliance and AML, and business intelligence.
tick icon

Real-time data collection and synchronisation bridge legacy datasets and new digital possibilities

tick icon

Self-generate meaningful reports for actionable business insights to lift revenue and margin

tick icon

Our separate DWH system ensures zero load on operations and zero compromise on functionality

tick icon

Engaging visual reports enable easy understanding and communication of insights

Identify regulatory and financial risk before it materialises, and stop transactions in real-time with advanced Anti-Money Laundering (AML) screening.
tick icon

Detect suspicious behaviour by monitoring hundreds of pre-loaded typologies and trends within transactions

tick icon

Scale your AML cleverly by combining innovative risk data, smarter matching and intuitive case management

tick icon

Leverage your data and our flexible, AI-powered rules engine to identify fraudulent transactions in real time

tick icon

Includes cash deposits, withdrawals, wire transfers, sanctions and blacklist screening, and profiling

tick icon

Combine transactions information with analysis of customers’ history and account profile

tick icon

Easy ‘whole picture’ analysis of profiles, risk levels, and predicted future activity with alerts and reports

Need questions answered?

Enquire

Industries

Geniusto serves regulated industries and institutions that use payment technologies, digital banking, advanced security—across channels, currencies and instruments.

Geniusto enables NeoBanks and EMIs to launch and hyper-scale compliant multi-tenant and multi-brand operations in mere months.

Geniusto is ideal for streamlining complex payment channels and technical systems into clever commercial systems with epic efficiency.

Need questions answered?

Enquire

Tickets to ride for 1M Latvians in Riga…

Outcomes

Full Independence in a Single Shared Platform” to “A leading UK payments company deployed a multi-tenant solution for their downstream customers. This is a ground-breaking achievement for both parties. Now they can monetise new revenue streams by subleasing it’s EMI license to smaller clients. Geniusto is proud to expand payment technologies with its multi-tenant payment solutions.

Opportunity

When the government of Riga—Latvia’s capital and largest city—needed to bring its public transport ticketing system into the digital age, it called on Geniusto to put the power in purchasers’ hands.

An Amaiz-ing bank from a box

Outcomes

Full Independence in a Single Shared Platform” to “A leading UK payments company deployed a multi-tenant solution for their downstream customers. This is a ground-breaking achievement for both parties. Now they can monetise new revenue streams by subleasing it’s EMI license to smaller clients. Geniusto is proud to expand payment technologies with its multi-tenant payment solutions.

Opportunity

Using Geniusto [GO] Suite, Amaiz launched with a scalable, fast, secure and reliable business banking platform active globally. [GO] Suite has given Amaiz the capability to automate virtual banking services for customers on a 24/7 basis.

Full Independence in a Single Shared Digital Platform

Outcomes

Full Independence in a Single Shared Platform” to “A leading UK payments company deployed a multi-tenant solution for their downstream customers. This is a ground-breaking achievement for both parties. Now they can monetise new revenue streams by subleasing it’s EMI license to smaller clients. Geniusto is proud to expand payment technologies with its multi-tenant payment solutions.

Opportunity

A multi-tenant solution bridges the gap between businesses and customers by connecting multiple businesses and their respective customers to operate under a single cloud platform. Opening digital doorways, Genuisto is transcending borders with access to multiple currencies using API integration and solutions like forex and remittance. Within the [GO] Suite clients can manage their customers in the same open architecture platform. There are endless opportunities when using a multi-tenant solution to bring the online financial space into the future.