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PRODUCT

[GO] Omni-channel

The banking 'silo-breaker'. Your fully customizable, digital-first experience for web and mobile banking—available to all customer segments, across all channels, digitally and offline.

Features

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SUPER SECURE

From biometrics and third party verification to liveness checking and MFA

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QUICK TO MARKET

Full native functionality and seamless integration with existing and third party data

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WORKS EVERYWHERE

API hub built on open architecture for endless integrations

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CUSTOMER ENGAGEMENT

Unique layer of micro-service targeting and messaging on devices and wearables

Benefits

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LAUNCH FAST

Hit the ground running in any territory, iterating real-time with full compliance

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OFFER MORE

Launch full range of accounts on mobile devices and powerful internet portal

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SCALE SEAMLESSLY

Build your business across territories, products and segments with flexible tech

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DRIVE SALES

Engage customers where they roam and leverage social media for acquisition

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[GO] Omni-channel
Modules

Access these Geniusto modules in the [GO] Omni-channel product—and grow as needed with our open architecture.
Like the nervous system sending signals throughout your payment ecosystem, [GO] Connect seamlessly integrates core legacy, Geniusto and 3rd party technology.
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Future-proof your technology systems with open architecture for expansion and growth

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Endlessly integrate apps and services, building on the 80+ standard included integrations

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Extend life span of legacy core systems too hard to replace, all with PSD2 directive compliance

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Connect to domestic ACH/RTP, billing aggregators and international rails like SWIFT, SEPA and more

Highly secure, highly configurable native mobile banking apps for Android and iOS expand your digital horizon with unparalleled user experience and security.
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Configure mobile app changes on the fly from your business back end with zero functional interruptions

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Security features include biometrics, 3D Touch, multi-factor authentication, and device capability detection

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Customers can manage balances, currencies, chargebacks, savings, deposits, loans and more

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Integrated customer support centre on any device to immediately meet customer expectations

Immediately roll out one of the world’s most powerful internet banking portals—with integrated marketing and features beloved by retail and business customers alike.
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Leapfrog password technology (and its errors) with Signer - Electronic Signature and Transaction Authorization app for internet banking

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Customise your internet banking portal in a low-code environment to enable rapid feedback and innovation

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Layer seamlessly on top of existing core banking systems to extend life-span with rich functionality

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Target functionality to customer segments building on native UI and hyper-scaling effortlessly

Transform you digital channels into new revenue streams with the Geniusto AI-powered sales engine—with micro-service offers, push alerts, and social media customer acquisition.
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Notify customers with interactive visuals and campaigns across SMS, internet, mobile and email

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Set rules-based messaging triggers for campaigns, renewals, warnings, birthdays and more

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Launch, schedule and execute interactive, two-way engagement paths with our no-code editor

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Micro-segment customers by demographics and behaviour to feed back and optimise engagement

Analyse and communicate existing databases and new data as it’s generated—all synchronised—for product optimisation, compliance and AML, and business intelligence.
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Real-time data collection and synchronisation bridge legacy datasets and new digital possibilities

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Self-generate meaningful reports for actionable business insights to lift revenue and margin

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Our separate DWH system ensures zero load on operations and zero compromise on functionality

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Engaging visual reports enable easy understanding and communication of insights

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Industries

Geniusto serves regulated industries and institutions that use payment technologies, digital banking, advanced security—across channels, currencies and instruments.

Geniusto empowers banks to expand their digital horizons, endlessly integrate, and adopt fast with low-code—while extending core legacy systems.

Geniusto is ideal for streamlining complex payment channels and technical systems into clever commercial systems with epic efficiency.

Geniusto enables NeoBanks and EMIs to launch and hyper-scale compliant multi-tenant and multi-brand operations in mere months.

Geniusto helps credit unions and cooperatives to brighten their digital futures, endlessly integrate, and adopt fast—while extending legacy systems.

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Tickets to ride for 1M Latvians in Riga…

Outcomes

Full Independence in a Single Shared Platform” to “A leading UK payments company deployed a multi-tenant solution for their downstream customers. This is a ground-breaking achievement for both parties. Now they can monetise new revenue streams by subleasing it’s EMI license to smaller clients. Geniusto is proud to expand payment technologies with its multi-tenant payment solutions.

Opportunity

When the government of Riga—Latvia’s capital and largest city—needed to bring its public transport ticketing system into the digital age, it called on Geniusto to put the power in purchasers’ hands.

An Amaiz-ing bank from a box

Outcomes

Full Independence in a Single Shared Platform” to “A leading UK payments company deployed a multi-tenant solution for their downstream customers. This is a ground-breaking achievement for both parties. Now they can monetise new revenue streams by subleasing it’s EMI license to smaller clients. Geniusto is proud to expand payment technologies with its multi-tenant payment solutions.

Opportunity

Using Geniusto [GO] Suite, Amaiz launched with a scalable, fast, secure and reliable business banking platform active globally. [GO] Suite has given Amaiz the capability to automate virtual banking services for customers on a 24/7 basis.

Full Independence in a Single Shared Digital Platform

Outcomes

Full Independence in a Single Shared Platform” to “A leading UK payments company deployed a multi-tenant solution for their downstream customers. This is a ground-breaking achievement for both parties. Now they can monetise new revenue streams by subleasing it’s EMI license to smaller clients. Geniusto is proud to expand payment technologies with its multi-tenant payment solutions.

Opportunity

A multi-tenant solution bridges the gap between businesses and customers by connecting multiple businesses and their respective customers to operate under a single cloud platform. Opening digital doorways, Genuisto is transcending borders with access to multiple currencies using API integration and solutions like forex and remittance. Within the [GO] Suite clients can manage their customers in the same open architecture platform. There are endless opportunities when using a multi-tenant solution to bring the online financial space into the future.